Umbrella membership
Vital benefits for umbrella company workers
£24 a month Incl. VAT
Who is this membership for?
IPSE Umbrella membership is perfect for individuals who provide their services via an umbrella company.
In addition to receiving all the benefits of a Community membership, Umbrella members also have access to vital protections to help them minimise risk and protect their income such as cover for jury service and umbrella default, as well as run-off IR35 enquiries cover.
Umbrella benefits
In addition to receiving all the standard benefits of membership shown below, Umbrella members also have access to vital protections to help them minimise risk and protect their income.
Tax investigation cover
If your tax affairs are investigated by HMRC, IPSE will provide you with a team of experts who can take this off your plate, and financial cover for legal fees up to £50k.
Run-off IR35 enquiries cover
This cover provides up to £25k indemnity for representation to deal with an enquiry by HMRC into the application of the IR35 legislation on historical contracts.
Jury service cover
Umbrella members can get compensated up to £2,500 if they lose income due to getting called up for jury service.
Umbrella default cover
Get protected if you have an outstanding invoice with an umbrella company that is going bankrupt or into administration.
More benefits
As an Umbrella member, you get the vital protection listed above, as well as all the following benefits as standard.
Tax and legal helplines
We provide you with tax, contract and legal guidance, delivered by knowledgeable and friendly experts on our helplines.
The Business Hub
Access 100s of templates, guides and tools (created by experts) 24/7, so you never have to wait to keep your business moving forward.
Events, training, and networking
IPSE holds a diverse range of events every year, both online and in-person, to help you expand your skills and knowledge, and make connections.
Everyday savings with IPSE offers
Members can access a wide collection of rewards and savings from some of the UK’s biggest brands through IPSE offers.
Unlimited co-working
We've partnered with AndCo who have opened up workspaces in hotels and other venues, so you can enjoy a work lifestyle like no other.
IPSE member directory
The member directory can help you find new clients, collaborate with other professionals, and stay up-to-date on the latest industry trends.
Campaigning
The self-employed are stronger together. That’s why we bring you together, to champion and advocate on your behalf to government and industry.
1-2-1 success sessions
Our experienced members are here to lend an ear. Book a 20 minute chat with an expert to discuss anything from finding work to data protection.
Discounted contract review service
We offer a professional contract review and advice if you want to ensure your contract fits within IR35 regulations, all at a discounted rate for members.
IPSE Community
Our dedicated community fosters collaboration, knowledge sharing, and peer support to help you succeed in your self-employed journey.
Get peace of mind as you run your business, knowing you're covered by IPSE.
Umbrella members have access to vital protections to help them minimise risk and protect their income such as cover for tax investigations, jury service, and umbrella default, as well as run-off IR35 enquiries cover. If you were previously at risk of IR35 investigation but are now working via an umbrella, this ‘run-off’ IR35 enquiries cover will protect you in respect of historic contracts.
With all of these insurances bundled into one membership, you're just one step away from being covered.
The perfect pairing for working via an umbrella
As an umbrella company worker, it's likely that you already get some of the benefits that IPSE has to offer via your umbrella. That's why we've designed this membership category to only include the benefits you actually need - nothing more, nothing less.
However, if you tend to go back and forth between working via an umbrella and your own limited company, our Director membership includes protection and benefits for both ways of working, which you can upgrade to at any time.
You’re in good company
Join thousands of self-employed members who are forging their own path with us by their side.
"I highly recommend joining, and then once you join, be active, go and check out all the different things. There’s everything from health and wellbeing to the knowledge bank and sharing your story. It’s a really amazing organisation."
"I discovered IPSE and I thought: that’s perfect, there’s an association that’s dedicated to freelancers, to people like me. It seemed like IPSE really understood what my needs were, and what I was looking for."
"It was all those things that I knew I needed to sort out. It was that peace of mind. Also let’s not ignore the perks, I’ve used the Apple discount many times over the years, which actually saves you a lot of money."
"From lobbying government on freelancer rights and policy, to providing access to the perks normally reserved for employees, being an IPSE member is the smart play."
"Joining IPSE is one of the single most important things a freelancer can do. They have information at their fingertips, lobby on your behalf and keep you constantly connected. It gives you such a strong sense of being part of a wider community and that your voice matters."
"Having IPSE membership helped me to ensure I had implemented all of the best business practices, and it's great to be part of such a friendly support network of other freelancers too."
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Umbrella
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It’s more than just work, it’s self-employment. Get the essential protection and tools you need to run your business, your way.
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